How it
works

Four simple steps from application to approval

Step 01

Start your application

Complete our simple online form in 10 minutes. No bank visits, no Portuguese required.

Personal details
Employment info
Property details
Step 02

Upload documents

Securely upload required documents through our encrypted platform. We'll guide you every step.

Bank encryption
Clear checklist
Step 03

Expert review

Licensed English-speaking brokers review your application and handle all bank communication.

24hr response
Licensed brokers
Full English
Step 04

Get approved

We submit to multiple banks and help you choose the best offer. Approval in 2-4 weeks.

Multiple offers
Best rates
2-4 weeks

Ready to start?

Join hundreds of international buyers who've secured their Portuguese property with Habita