About Habita
We're on a mission to make Portuguese property ownership accessible to international buyers through transparent, expert mortgage guidance.
Our Mission
Getting a mortgage in Portugal shouldn't require speaking Portuguese, navigating complex bureaucracy, or spending months in uncertainty. We're building a platform that connects international buyers with licensed mortgage brokers who understand your unique needs.
Help 100+ international buyers secure Portuguese mortgages in our first year, with an average approval time of 2-4 weeks instead of the traditional 6-12 weeks.
After seeing countless expats struggle with Portuguese mortgage applications, we knew there had to be a better way. Technology + expert guidance = simple mortgages.
Our Values
No hidden fees, no surprises. We show you exactly what to expect at every stage of the process.
- ✓Clear pricing
- ✓Honest timelines
- ✓Real-time updates
Our broker partners are Bank of Portugal licensed specialists with years of experience.
- ✓Licensed brokers only
- ✓English fluency
- ✓Non-resident specialists
Your success is our success. We're incentivized to get you approved, not to waste your time.
- ✓100% free for customers
- ✓Paid only on success
- ✓No obligation
How We're Different
Technology-First Approach
While traditional brokers rely on phone calls and emails, we provide a modern digital platform with real-time tracking, secure document uploads, and instant messaging.
International Specialization
We exclusively focus on international buyers. Our brokers understand the unique challenges of non-resident mortgages, from income verification to tax implications.
Transparent Pricing
No fees for customers. Ever. Banks pay us a commission when your mortgage is approved, just like traditional brokers - but we do it faster and with better service.
Speed Without Compromise
Our streamlined process and expert brokers reduce approval time from 6-12 weeks to 2-4 weeks, without cutting corners on due diligence or documentation.