Mortgage Calculator
Estimate your monthly mortgage payments for Portuguese property. Get instant results with our free calculator.
Real-time calculations
No signup required
100% free
Mortgage Calculator
Estimate your monthly payments for a Portuguese mortgage
€400,000
€80,000 (20%)
3.50%
30 years
Estimated Monthly Payment
€0
Principal & Interest
Loan Amount
€320,000
LTV Ratio
80%
Total Interest
€0
Total Payment: €0
*This is an estimate. Actual rates and terms may vary. Additional costs apply (IMT, stamp duty, notary fees).
Understanding Your Mortgage Estimate
What's Included
- ✓Principal and interest payments
- ✓Loan-to-value (LTV) ratio calculation
- ✓Total interest over loan term
- ✓Current market interest rates
Additional Costs to Consider
- •IMT (Property Transfer Tax): 0-8%
- •Stamp Duty: 0.8%
- •Notary Fees: €500-1,000
- •Property Insurance: Annual premium
- •Valuation Report: €200-400